Brown ground beef in a medium dutch oven or soup pot over medium high heat, crumbling beef while it is cooking. Place beef in a colander to drain grease.
Add beef to dutch oven or pot.
Drain and rinse black beans in a colander and pour them into pot with beef.
Add all additional ingredients to pot, stirring until well combined.
Cook on medium to low heat and allow to simmer for at least 20 minutes.
Notes
My favorite black refried beans are the Trader Joe's Black Refried Beans with Jalapeños. It adds a bit more flavor!
Regular refried beans will work, but I do prefer refried black beans.
I like a thicker soup, if you prefer it thinner, add more beef broth.